SBI Flexipay Home Loan
Flexible payment options for salaried borrowers with moderated EMIs.
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SBI Home Loan
Interest Rate @ 8.50%*
Turn your dream home into reality with SBI Home Loans. Affordable EMIs, flexible tenure and easy eligibility.
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A home
for every dream
Lowest Interest Rates
Easy Eligibility
Quick Processing
Flexible Repayment
Trusted SBI Partner
SBI Home Loan Details
Interest Rate @ 8.50%
State Bank of India, one of the country's largest banks, offers home loans with competitive interest rates, flexible repayment options and easy-to-meet eligibility criteria — with rates starting from just 8.50% p.a. and a hassle-free online application process.
| Loan Amount | Up to 90% of property value |
|---|---|
| Purpose | Home purchase / construction / takeover |
| Interest Rate | 8.50%* – 9.85% p.a. |
| Loan Tenure | Up to 30 years |
| Processing Charges | 0.35% of loan amount (₹2,000 – ₹10,000) |
| Prepayment Charges | Zero |
SBI House Loan Interest Rates
A list of all the SBI home loan interest rates for different home loan schemes.
Tribal Plus Home Loan
8.60% to 9.55% p.a.
Home Loan Maxgain (OD)
8.70% to 9.85% p.a.
YONO Insta Home Top-Up Loan
9.35% p.a.
Home Loan (TL)
8.50% to 9.65% p.a.
Top-Up (OD)
9.00% to 9.95% p.a.
Top-Up Loan
8.80% to 11.30% p.a.
P-LAP Loan
10.00% to 11.30% p.a.
Reverse Mortgage Loan
11.55% p.a.
Home Loan Schemes
Explore the wide range of SBI home loan schemes designed for different needs.
SBI Regular Home Loan
Competitive rates for individuals aged 18–70 with special rates for women.
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SBI Pre-Approved Loan
Get loan sanctioned before property selection for better negotiation.
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State Bank of India Tribal Plus
Designed for individuals residing in tribal or hilly areas. Interest rate starts at 9.25% p.a., with tenure up to 15 years.
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SBI House Loan for Non-salaried
For self-employed individuals with loan amounts from ₹50,000 to ₹50 crores.
Learn MoreSBI Realty Home Loan
For purchasing land to build a home, with loan limits up to ₹15 crore and repayment terms of up to 10 years.
Learn MoreSBI Earnest Money Deposit (EMD) Home Loan
For individuals purchasing residential plots or built-up houses from Urban Development Authorities.
Learn MoreSimple & Hassle-Free Process
Get your home loan with minimal documentation and quick approval.
- 01
01
Consult Our Expert
Discuss your requirements and get the best scheme recommendation.
- 02
02
Submit Documents
Provide basic KYC and property documents.
- 03
03
Loan Processing
Our team coordinates with SBI for quick approval.
- 04
04
Loan Sanction
Get your loan sanctioned at the best interest rate.
- 05
05
Move into Your Dream Home
Complete the formalities and make it yours.
Why Choose
SBI Home Loan?
From competitive rates to flexible repayment options, SBI ensures a secure and transparent home loan experience.
- Competitive Interest Rates
- Easy Eligibility Criteria
- Quick Loan Processing
- Flexible Repayment Options
- Special Schemes for Various Segments
- India's Most Trusted Bank
Need Help with Your Home Loan?
Our experts are ready to guide you with the best loan options and smooth processing. Get personalized assistance for your dream home.
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- Hassle-Free Process
- Personalized Support
- End-to-End Assistance